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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

Life Assurance Enquiry
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Company address:
Insight Financial Advisers Ltd, Bridgend Golf Driving Range, Brocastle, Bridgend, CF35 5AS
T: 01656 766444
F: 01656 766449

Email: enquiries@ifa-insight.co.uk

Registration address as company address
Registration number: 04473446
Registered in: United Kingdom

Insight Financial Advisers Ltd is an appointed representative of IN Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Services Authority.

IN Partnership is entered on the FSA register (www.fsa.gov.uk/register/) under reference 192638

The Financial Services Authority does not regulate all forms of the products or services we provide.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK only.

Telephone: 01656 766444 | enquiries@ifa-insight.co.uk

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