IFA Brocastle, Bridgend ~ Financial Adviser Brocastle, Bridgend ~ Financial Planning Brocastle, Bridgend ~ Financial Advice Brocastle, Bridgend
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Interest Only

How does it work?

Your monthly payments represent only the interest due to the lender, and do not include repayment of capital. Your total loan must be repaid at the end of the mortgage term. You therefore need to arrange additional investments which will generate sufficient capital to repay the loan.

ADVANTAGES:

  1. You can choose from a variety of investments, some of which have tax advantages.
  2. Should you move or arrange a remortgage, your investment can usually be reallocated to the new mortgage.

DISADVANTAGES:

  1. Unlike a repayment mortgage, the amount of debt outstanding does not reduce over time
  2. There is no guarantee that the investments chosen will grow sufficiently to repay your loan.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We offer the option to pay for mortgage advice by fee. Our typical fee is £500.


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Company address:
Insight Financial Advisers Ltd, Bridgend Golf Driving Range, Brocastle, Bridgend, CF35 5AS
T: 01656 766444
F: 01656 766449

Email: enquiries@ifa-insight.co.uk

Registration address as company address
Registration number: 04473446
Registered in: United Kingdom

Insight Financial Advisers Ltd is an appointed representative of IN Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Services Authority.

IN Partnership is entered on the FSA register (www.fsa.gov.uk/register/) under reference 192638

The Financial Services Authority does not regulate all forms of the products or services we provide.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK only.

Telephone: 01656 766444 | enquiries@ifa-insight.co.uk

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